Cash Out Loan · HELOC · 2nd Mortgage · Refinance
Get Equity $$$ Out of Your Property
- 480 Credit Score or higher OK!
- No Tax Returns or Income Docs OK!
- Mortgage Lates & Foreclosures OK!
- Bankruptcy OK!
We connect property owners with licensed mortgage professionals — including alternative, stated-income, and DSCR programs, subject to lender requirements.
See Your Cash-Out Options
Fill out the form below — takes about 2 minutes.
No fees for information
We charge nothing for connecting you with licensed professionals.
Quick, simple process
Share your details once. We handle the introductions.
Licensed professionals only
We connect you with licensed mortgage professionals only.
Programs we can connect you with
Owner-occupied homes
Cash-out refinancing for primary residences. Conventional and alternative documentation options, subject to lender requirements.
Investment properties
Rental homes, 2–4 unit properties, and apartment buildings. DSCR programs use rental income rather than personal income.
Commercial properties
Apartment buildings with 5+ units and other commercial real estate. Alternative financing options available, subject to lender requirements.
What is Home Rates Today?
Home Rates Today is an informational referral service. We are not a lender and we do not make lending decisions. We help property owners explore cash-out refinancing options by connecting them with licensed mortgage professionals.
All loans are subject to lender requirements, property details, and credit approval. Not all programs are available in all states. We do not guarantee approval or specific loan terms.