Owner-occupied properties
Put your property equity to work.
We connect homeowners with licensed mortgage professionals offering $200,000 to $5 million cash-out refinancing — including no-doc, stated-income, and alternative financing options, subject to lender requirements and approval.
Click Here To See Cash Out Options For My PropertyWhat we can connect you with
$200,000 to $5 million
Total refinance loan options for qualifying owner-occupied properties, subject to lender requirements and approval.
Alternative documentation options
Some lenders offer no-doc and stated-income programs for qualifying borrowers. Not available to everyone — subject to lender requirements.
Refinance only
We specialize in cash-out refinancing for existing property owners. We do not process purchase loans.
No fees for information
Home Rates Today charges no fees for connecting you with licensed mortgage professionals.
How it works
Tell us about your property
Share basic details about your home, estimated value, current mortgage balance, and how much you want to refinance.
We make the introduction
We connect you with licensed mortgage professionals who offer programs that may fit your situation.
Explore your options
Speak directly with professionals about available programs, terms, and requirements. All loans subject to lender approval.
Important information
- • This service is for refinancing only. We do not process purchase loans.
- • You must be the property owner to submit an inquiry.
- • Minimum total refinance loan of $200,000 for owner-occupied properties.
- • All loans subject to lender requirements, property details, and credit approval.
- • State availability is pending confirmation — we do not serve all states.
- • We never collect SSNs, bank account details, or tax documents.
Frequently asked questions
Ready to explore your options?
Share your property details and we'll connect you with licensed professionals. No fees, no obligation.
Click Here To See Cash Out Options For My Property